Lenders & Associations

Defining Mortgage Lender

A mortgage lender is a person or company that loans money and takes a security interest in real property. The lender can provide more than just real estate loans, but is referred to as the mortgage lender when someone is talking about a real estate loan where the lender will offer funds in exchange for an interest (or “ownership”) in the property as security in the event that the borrower is unable to pay their mortgage back in the terms defined in their mortgage (i.e. regular monthly payments of a specific amount of interest and principal until the mortgage is paid in full). Lenders can be banks, monoline lenders, credit unions, trust companies, and private lenders. Each with a variety of specializations and products offerings.

Working with hundreds of trusted lenders

With access to hundreds of leading and trusted lending institutions, including banks, monoline lenders, credit unions, trust companies, Shane and his team are able to provide his valued clients with a vast array of options in mortgage products, ranging from those for first-time home buyers to financing for the self-employed, as well as solutions for those with low credit and credit bruises.

Having so many options available not only helps ensure that he and his team are more likely to get you an approval, it also means that they can get the best product constructed specifically for you and your family or business, at an absolute great rate. This gives you the peace of mind in knowing that you have options, allowing you access to your best product after a wide search of nationwide banks and lenders.

Lenders

Shane can search hundreds of banks, monoline lenders, credit unions, trust companies, and private lenders to meet your needs and get you the best mortgage financing, including:

MA Blueprint Mortgage
TD Canada Trust
Bank of Nova Scotia
First National
Home Trust
Canadiana Financial
B2B Bank
Equitable Bank
Lendwise
MCAP
Laurentian Bank
Radius Financial
Optimum Mortgage
Bridgewater Bank
ICICI Bank
Merix
RMG Mortgages
CHIP
Industrial Alliance
National Bank
Street Capital
Desjardins
Capital Express
Capital Direct
Haventree Bank
Cliffton Capital

Insurers

CMHC
Genworth Canada
Canada Guaranty

Alternate Lenders

Cove Mortgage
Fisgard

Regional

ATB Financial
FirstOntario
Meridian
Valley First
Coast Capital
G&F Financial
Northern Savings
Vancity
Envision Financial
Effort Trust
Alterna Savings
Island Savings
Servus
People's Trust
Westminster Savings

Associations

AMBA
CAAMP
FSCO
IMBA
Mortgage Protection Plan
MBABC
Real Estate Council of BC