Defining Commercial Lending
Commercial lending occurs when a lender provides commercial mortgage financing, which is a loan secured by a commercial income-producing property, such as an investment property, office building, motel or hotel, shopping centre, industrial warehouse, manufacturing plant, or apartment complex. The proceeds from a commercial mortgage are typically used to acquire, refinance, or redevelop commercial property. When evaluating commercial real estate loans, lenders consider the loan’s collateral, the creditworthiness of the entity (or principals/owners), including several years of financial statements and income tax returns, and financial ratios, such as the loan-to-value ratio (LTV) and the debt-service coverage ratio.
Financing solutions for commercial clients
Shane and his team are experienced in commercial transactions and take the time to understand your business and the needs and goals of it. They are experts in structuring transactions that work optimally for all parties concerned and facilitate a smooth process of financing that begins with initial discussions and ends with timely and problem free funding that saves you time, money, and resources. As true professionals, we work with the best and most trusted of lenders who provide a wide range of comprehensive and competitive commercial financing products.
Commercial lending outside bank, as well as private commercial lenders
Work with commercial lender specialist, provide any business plans with financial , financial statements. More detailed discussion takes place.
Shane and his experienced team offer a full range of comprehensive commercial lending solutions from an array of local and national lenders.
Contact Shane now to begin explore your commercial lending options.
Partnering with your business
Your business is important to you and as your partner in mortgage financing, becomes important to Shane and his team as well. He and his team seek to fully understand your business and how they can help to provide you the best mortgage solutions.
Benefits for X
Take your business to the next level today, apply now
You’ve worked hard to build your business and are continually looks for ways to save money and increase profit. As experienced mortgage professionals, Shane and his team are here to partner with you in offering you the most savings possible with your mortgage financing.
As mortgage partners with commercial clients, my team and I take the time to understand you and your business and the things that truly matter to both. From there, we are able to explore commercial mortgage financing options from a wide range of trusted lenders for your property that suits your needs and goals. We want to share in your excitement for your business and help you reach the highest level of success!
― Shane Osmond, Mortgage Professional